Adaptive Authentication

Adapting authentication to risk level and uses cases for banking and payment transactions

Adaptive Authentication IDEMIA

Authentication occurs each time users wish to access a service, perform a transaction, sign a contract or make a payment. It is the process of determining if they are whom they claim to be.

When defining an authentication strategy, financial institutions need an approach that lets them easily address a complex and dynamic reality. They need to authenticate multiple customers’ profiles for a wide range of use cases with different levels of risk.
With IDEMIA’s DACS™* software platform they can adopt a global, adaptable approach to strong authentication. Following a Transaction Risk Analysis, end-users are prompted to authenticate with the best-suited authentication method, chosen among a wide range of factors (mobile, biometrics, SMS OTP, certificates, passwords…), according to their authentication policy.
IDEMIA also offers an innovative authentication method, CloudCard+™, relying on up to three authentication factors: the smartphone (possession), biometrics (inherence), and PIN (knowledge).
Our solutions are compliant with the European Payment Service Directive 2 (PSD2) requirements for Strong Customer Authentication.

*Digital Access Control Server

  • Risk-based authentication

    Enable users to access omni-channel digital services with user-friendly authentication scenarios adapted to the context.

  • Trust and compliance

    Comply with PSD2 regarding Strong Customer Authentication and reduce fraud.

  • Future-proof solution

    Rely on an evolving and centralized authentication platform to easily integrate new authentication factors.

Let's get in touch

Looking for additional information?
Our experts are available for you.

Contact us

IDEMIA

Subscribe to our newsletter

Receive our key news and keep up with the trends in our markets by subscribing to our newsletter.

By clicking on the "Subscribe" button, you confirm that you agree to IDEMIA’s Terms of Use and Privacy Policy, and agree to the processing of your personal data and acknowledge your related rights, as described therein.

Your email address will be used exclusively by IDEMIA to send you newsletters related yo your selected topics of interest. In accordance with the law, you have rights of access, rectification and erasure of your personal data, as well as opposition of processing, which can be exercised by writing to dpo@idemia.com.