Enabling secure and innovative payment experiences via payment tokenization

In today’s digital-first world, digital-first banking solutions are almost a requirement for banks and FinTechs to provide digital-native experiences that offer more transparency and control for cardholders.
IDEMIA’s digital-first banking solutions support banks and FinTechs in implementing digital-first payment strategies, enabling them to propose immediate card issuance and secure payment options, such as digital payment cards accessible directly from their mobile banking app. These payment methods include:
Digital-first banking solutions address the need of consumers for immediate, convenient and secure experiences. IDEMIA’s solutions enable financial institutions to offer their clients flexible and immediate payment means in the form of virtual cards and NFC mobile payments—offering clients more transparency and control over their spending.
With digital-first banking solutions, issuers can onboard new customers, issue virtual cards, and provide access to financial services within minutes. They can also offer cardholders features to manage their cards and spending.
Digital-first banking eliminates losses from inactivated physical cards or cards stolen during delivery thanks to immediate digital card issuance. Digital payment cards also have a significantly higher activation rate than their physical counterparts.
Virtual cards and NFC mobile payment options enhance fraud management by relying on tokenization, domain usage restrictions, and customer authentication prior to payments.
End-to-end support for creating numberless cards
IDEMIA supports issuers to create numberless cards from card design and personalization to card activation and PIN retrieval, as well as to issue virtual cards for online and in-store payments.
Everyday multifaceted payments
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