EMV contact and contactless products

Securing daily payments with international and domestic scheme certified products

EMV contact and contactless products IDEMIA

Two main forces currently drive the issuance of payment cards worldwide, namely the migration to the EMV interoperability and security standard, and the growing adoption of contactless payments. Both are answers from international and domestic payment schemes and regulators worldwide to address consumers’ natural needs for incremental security, functionality and convenience for their everyday payments.

Leveraging an unmatched expertise in embedded security, IDEMIA delivers payment cards and services to the world’s largest financial institutions and FinTechs, so that they can provide consumers with debit, ATM, credit or prepaid cards that are certified by all international and domestic schemes worldwide.

IDEMIA’s global EMV product range features contact and contactless chip-based products, made of secured Java-based open platform operating systems and applications, and certified against industry state-of-the art security and functional requirements. Depending on the issuer’s needs, our EMV cards can be delivered with added-value applications, as well as innovative card body features and materials.

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  • One stop shop

    IDEMIA’s extensive EMV offer covers all issuer needs in terms of products (contact, contactless), scheme certification (international and domestic), form factors (cards, modules, wearables, etc.) and applications (transport, loyalty, etc.).

  • Innovative products

    IDEMIA’s state-of-the art EMV product range provides issuers with a large choice to differentiate themselves, from new generation card bodies (metal, recycled PVC, etc.) to non-payment functionalities, such as card activation through a smartphone.

  • Added-value applications

    Thanks to IDEMIA’s EMV expertise, banks and Fintechs can issue multi-service payment means with added-value functionalities to their customers such as transport, loyalty, authentication and biometrics.

payment card personalization center virtual tour

Virtual payment card personalization center

With a global footprint, our service centers offer local payment card personalization services to banks, financial institutions and FinTechs around the world. If you are curious to know more about what happens behind the scene before a payment card is delivered to its owner, have a look at the different steps of a payment card personalization process in our virtual center.

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  • 800M

    payment products delivered in 2019

  • 70%

    of cards produced in IDEMIA factories are also personalized by us

  • Over 20

    international and domestic schemes have certified our products

Cards thriving in an embedded finance future

Cards thriving in an embedded finance future

Using embedded finance is a “win-win” for traditional banks and non-financial companies, underpinned by Banking as a Service and Card as a Service models.

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Everyday multifaceted payments

Everyday multifaceted payments

New payment methods such as SoftPOS applications, e-wallets, and super apps facilitate the consumer experience with contactless payments. This multiplicity of means is transforming the shopping journey.

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End-to-end support for creating numberless cards

IDEMIA supports issuers to create numberless cards from card design and personalization to card activation and PIN retrieval, as well as to issue virtual cards for online and in-store payments.

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  • Java Operating System & applications
  • Contact and contactless payments
  • International schemes’ latest payment application specifications
  • Multi-payment types: offline, online payments, debit, credit, prepaid, post-paid, open/closed-loop networks
  • Comprehensive card body range : eco PVC, metal, large number of finishing options
  • Innovation: biometric cards, dynamic cryptogram
  • Form factors: cards, modules, wearables
  • International schemes

    Visa, Mastercard, American Express, Discover, UPI, JCB.

  • Domestic schemes



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